08 / CLARITY IN EVERY TRANSACTION
Payment split system

Payment split integration developmentA traceable path for every allocation.

Connect orders, allocation rules, payment providers and reconciliation for platform-to-merchant and merchant-to-merchant collaboration. Scope initial allocations and onward merchant shares around agreed terms, with traceable sources, retained amounts and destinations.

Allocation rulesProvider integrationReconciliation
Payment reconciliation workspace↗
One order · Multiple parties¥1,000.00Illustrative amount · CNY
Initial allocation
Merchant A¥850
Platform¥100
Service¥50
Merchant-to-merchant850 = 650 + 200
Merchant A¥850Retained ¥650
Merchant B¥200
650 + 200 + 100 + 50 = 1,000Check the transaction and allocation rulesAllocate to merchant, platform and serviceMerchant A allocates a share to Merchant BLink allocation records and reconciliation evidence
Clear rules · Traceable recordsDemo allocation
PRODUCT CONCEPT / ILLUSTRATIVE INTERFACE
CAPABILITIES

Built around the work that matters.

Define the modules your operation needs. Agree features and integrations before development.

01

Multi-party & merchant rules

Plan initial shares for merchants, platforms and service providers, plus onward merchant allocations under agreed terms, with clear bases, retained amounts, ratios and effective scope.

02

Payment-provider integration

Evaluate merchant onboarding and split-payment APIs offered by the selected licensed institution.

03

Order traceability

Link requests and results to the original transaction and applicable rule version.

04

Status tracking

Record pending, processing, completed and exception states for operational follow-up.

05

Refunds & exceptions

Plan refund links, retries and manual review according to provider capabilities.

06

Reconciliation

Compare platform, merchant and provider records to identify discrepancies.

Features, integrations and deliverables are agreed for each project.

AI-driven data

Bring AI into everyday operations.

Plan assistance around existing data, roles and workflows so each insight leads to a practical next step.

AI × Payment split system

Reconciliation assistance

01

Business data

Order transactions, allocation rules, provider statements and refunds.

02

AI insight

Locate amount or status differences and summarize possible causes for review.

03

Business action

Draft explanations and review lists for finance; payment processing follows the provider’s existing rules.

These are potential integrations. Models, data access and APIs are assessed per project; people confirm key recommendations before execution.

CONNECTED WORKFLOW

One step connects to the next.

Organize collaboration around the actual journey.

01

Receive payment

START HERE
02

Apply rules

KEEP CONNECTED
03

Provider execution

MOVE FORWARD
04

Reconcile records

COMPLETE THE LOOP
MADE FOR YOUR SCENARIO

Start with your business context.

Similar technology can serve different operations. Let the workflow shape the product.

SCENARIO / 01

Multi-merchant platforms

Track platform and merchant allocations against commercial agreements.

SCENARIO / 02

Store networks

Record settlement information across headquarters, stores and service partners.

SCENARIO / 03

Merchant collaboration

Record agreed shares, allocation status and reconciliation evidence for joint supply, services or fulfillment between merchants.

A LITTLE MORE CLARITY

Questions worth asking.

Discuss your project
01Who holds and processes funds?+

The solution is designed around licensed payment-provider services. The selected institution confirms fund handling, merchant eligibility and settlement rules.

02Does every business qualify?+

Industry, merchant qualifications, transaction model and provider coverage must be assessed.

03Can refunds and failed splits be handled?+

Related workflows can be developed within the provider’s API capabilities and the agreed business rules.

LET'S BUILD WHAT'S NEXT

Your next chapter
starts with a conversation.

Tell us about your business goals, target markets and real working processes.

Let’s talk+86 137 9071 6368
Company address

Room 301, Shenghua Building, Huasheng Street,
Shiqi, Zhongshan, Guangdong, China

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